diff --git a/bpfin/financials/loan_allocation.py b/bpfin/financials/loan_allocation.py
index 5962fbb5e092b69cdefe3080aace1b18b46369d2..8baaa187d40732689e8936f61625e57db4dc88d2 100644
--- a/bpfin/financials/loan_allocation.py
+++ b/bpfin/financials/loan_allocation.py
@@ -89,7 +89,7 @@ def loan_allocation(
     sum_loan_max_amount = sum(list(current_loan.max_amount for current_loan in loan_list))
     if (sum_loan_max_amount + downpayment_max) <= cost:
         # print('\n!alert!: not financiable')
-        return [0] * len(loan_list)
+        return [0] * len(loan_list), 0
 
     # linear programming (LP)
     #   Set LP constrains.
diff --git a/bpfin/tests/testdata/feature_data.py b/bpfin/tests/testdata/feature_data.py
index 9b0981e6b3d09e55c063e1fd8b4eb6443479c7a7..f4555fd89af4aeb1f12cb26703b1763c8192f42e 100644
--- a/bpfin/tests/testdata/feature_data.py
+++ b/bpfin/tests/testdata/feature_data.py
@@ -768,46 +768,35 @@ historical_cagr = 0.01242283656582921
 growth_rate_flag = -2.0
 
 budget_simulation_result = [
-    [['saving_percentage', 0, 0.1, 0.2, 0.30000000000000004, 0.4, 0.5], [
-        'Budget', 0.0, 37723.783022506694, 68031.962268808478,
-        68031.962268808478, 68031.962268808478, 68031.962268808478
-    ], ['NYSERDA', 0.0, 0.0, 0.0, 0.0, 0.0, 0.0],
-     ['Joe Fund', 0.0, 37723.783022506694, 50000.0, 50000.0, 50000.0,
-      50000.0], [
-          'Tooraj Capital', 0.0, 0.0, 18031.962268808486, 18031.962268808486,
-          18031.962268808486, 18031.962268808486
-      ], ['Self Finance', 0.0, 0.0, 0.0, 0.0, 0.0, 0.0]],
-    [['saving_percentage', 0, 0.1, 0.2, 0.30000000000000004, 0.4, 0.5], [
-        'Budget', 0.0, 43031.145022506695, 87828.359268808475,
-        118031.96226880848, 118031.96226880848, 118031.96226880848
-    ], ['NYSERDA', 0.0, 0.0, 0.0, 0.0, 0.0, 0.0],
-     ['Joe Fund', 0.0, 37723.783022506694, 50000.0, 50000.0, 50000.0,
-      50000.0], [
-          'Tooraj Capital', 0.0, 0.0, 18031.962268808486, 18031.962268808486,
-          18031.962268808486, 18031.962268808486
-      ], [
-          'Self Finance', 0.0, 5307.3620000000001, 19796.397000000001, 50000.0,
-          50000.0, 50000.0
-      ]], [['saving_percentage', 0, 0.1, 0.2, 0.30000000000000004, 0.4, 0.5], [
-          'Budget', 0.0, 55957.052946537078, 97453.214271294448,
-          118031.96226880848, 118031.96226880848, 118031.96226880848
-      ], ['NYSERDA', 0.0, 0.0, 0.0, 0.0, 0.0, 0.0], [
-          'Joe Fund', 0.0, 5957.0529465370792, 47453.214271294455, 50000.0,
-          50000.0, 50000.0
-      ], [
-          'Tooraj Capital', 0.0, 0.0, 0.0, 18031.962268808486,
-          18031.962268808486, 18031.962268808486
-      ], ['Self Finance', 0.0, 50000.0, 50000.0, 50000.0, 50000.0, 50000.0]],
-    [['saving_percentage', 0, 0.1, 0.2, 0.30000000000000004, 0.4, 0.5], [
-        'Budget', 50000.0, 87723.783022506686, 118031.96226880848,
-        118031.96226880848, 118031.96226880848, 118031.96226880848
-    ], ['NYSERDA', 0.0, 0.0, 0.0, 0.0, 0.0, 0.0],
-     ['Joe Fund', 0.0, 37723.783022506694, 50000.0, 50000.0, 50000.0, 50000.0],
-     [
-         'Tooraj Capital', 0.0, 0.0, 18031.962268808486, 18031.962268808486,
-         18031.962268808486, 18031.962268808486
-     ], ['Self Finance', 50000.0, 50000.0, 50000.0, 50000.0, 50000.0, 50000.0]]
-]
+    [
+        ['saving_percentage', 0, 0.1, 0.2, 0.30000000000000004, 0.4, 0.5],
+        ['Budget', 0.0, 38401.46572920159, 69293.66516557403, 69293.66516557403, 69293.66516557403, 69293.66516557403],
+        ['NYSERDA', 0.0, 0.0, 0.0, 0.0, 0.0, 0.0],
+        ['Joe Fund', 0.0, 38401.46572920159, 50000.0, 50000.0, 50000.0, 50000.0],
+        ['Tooraj Capital', 0.0, 0.0, 19293.665165574028, 19293.665165574028, 19293.665165574028, 19293.665165574028],
+        ['Self Finance', 0.0, 0.0, 0.0, 0.0, 0.0, 0.0]],
+    [
+        ['saving_percentage', 0, 0.1, 0.2, 0.30000000000000004, 0.4, 0.5],
+        ['Budget', 0.0, 43708.82772920159, 89090.06216557403, 119293.66516557403, 119293.66516557403, 119293.66516557403],
+        ['NYSERDA', 0.0, 0.0, 0.0, 0.0, 0.0, 0.0],
+        ['Joe Fund', 0.0, 38401.46572920159, 50000.0, 50000.0, 50000.0, 50000.0],
+        ['Tooraj Capital', 0.0, 0.0, 19293.665165574028, 19293.665165574028, 19293.665165574028, 19293.665165574028],
+        ['Self Finance', 0.0, 5307.362, 19796.397, 50000.0, 50000.0, 50000.0]],
+    [
+        ['saving_percentage', 0, 0.1, 0.2, 0.30000000000000004, 0.4, 0.5],
+        ['Budget', 0.0, 56064.06744617847, 98305.67974830023, 119293.66516557403, 119293.66516557403, 119293.66516557403],
+        ['NYSERDA', 0.0, 0.0, 0.0, 0.0, 0.0, 0.0],
+        ['Joe Fund', 0.0, 6064.06744617847, 48305.67974830022, 50000.0, 50000.0, 50000.0],
+        ['Tooraj Capital', 0.0, 0.0, 0.0, 19293.665165574028, 19293.665165574028, 19293.665165574028],
+        ['Self Finance', 0.0, 50000.0, 50000.0, 50000.0, 50000.0, 50000.0]],
+    [
+        ['saving_percentage', 0, 0.1, 0.2, 0.30000000000000004, 0.4, 0.5],
+        ['Budget', 50000.0, 88401.46572920159, 119293.66516557403, 119293.66516557403, 119293.66516557403, 119293.66516557403],
+        ['NYSERDA', 0.0, 0.0, 0.0, 0.0, 0.0, 0.0],
+        ['Joe Fund', 0.0, 38401.46572920159, 50000.0, 50000.0, 50000.0, 50000.0],
+        ['Tooraj Capital', 0.0, 0.0, 19293.665165574028, 19293.665165574028, 19293.665165574028, 19293.665165574028],
+        ['Self Finance', 50000.0, 50000.0, 50000.0, 50000.0, 50000.0, 50000.0]]
+    ]
 
 post_annual_bill = {
     UTILITY_TYPE_LIST[0]: {
diff --git a/setup.py b/setup.py
index bb10cb66477e7adb8cbfcf41efb6c53ec72de0d0..cf54941c6acad6fb81e87368cf0920622f06553a 100644
--- a/setup.py
+++ b/setup.py
@@ -12,7 +12,7 @@ reqs = [str(req.req) for req in install_reqs]
 
 setup(
     name='bpfin',
-    version='0.2.6',
+    version='0.2.7',
     description='Finance models and utilites',
     author='BlocPower',
     author_email='admin@blocpower.org',